Another big player in the Citizens Property Corporation take-out arena has called a halt to its homeowners' and commercial lines activity in March, citing more than $2 billion of gross losses and 125,000 claims from the 2004 and 2005 hurricane seasons.

Poe Financial Group, a long-familiar industry family name, notified agents and an already shaky insurance community that its Southern Family Insurance Co. will no longer renew or insure new homeowner or commercial lines business. Its other companies, Atlantic Preferred Insurance Co. and Florida Preferred Property Insurance Co. will continue to renew homeowner accounts, but will not be writing new business. Policyholders with current or future claims are not expected to be affected.

The Poe group had taken 10,000 policies from Citizens just last year. The bulk of Poe's business — reportedly 85 percent of its nearly 320,000 policyholders — is in southeast and southwest Florida, and much of the coverage is on condos and condo associations.