Excess and surplus lines underwriters and managing general agents who deal in specialty lines can and should take advantage of advanced technology to help them manage risk, for two simple reasons.

First, specialty lines markets can now benefit from the technologies their colleagues have used successfully in standard lines for a decade or more because the technology has gotten better.

Second, they will need to benefit from these supportive technologies in order to grow profitably as the industry appears to be heading into a softening market cycle.

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