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Put simply, gaining control immediately after a course-of-construction loss is the key to an effective and equitable adjustment. Like any loss involving physical damage, the adjuster has much more of an opportunity to influence the scope of a loss in the early days of the adjustment than he does later in the process after restoration is underway.

Furthermore, if business interruption coverage is a component of the case, controlling the progress of restoration and the subsequent recovery of the project is paramount. Action taken early on in the adjustment of a course-of-construction loss provides the framework of the adjustment and the basis for the quantum of loss.

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