The excess and surplus lines market is the home of unusual and special risks, but even E&S segment participants do a double-take when some submissions cross their desks. National Underwriter contacted roughly a dozen E&S insurers, wholesale brokers and managing general agents late last year, asking them to tell us their best stories about hard-to-place risks that were extraordinary and memorable.

The responses don’t just paint a picture of the stranger side of American life and the times we live in. In some cases, they are also a testament to the ingenuity of underwriters and brokers, who find a way to write coverage when mainstream carriers walk away.

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