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With the odd combination of record catastrophe losses and a twice-in-a generation underwriting profit for primary carriers in 2005, the Jan. 1 reinsurance renewal season loomed large on the horizon with the potential for some surprises. But pretty much as expected, carriers with big Gulf Coast exposures found themselves facing some hefty premium hikes for disaster exposures, while other lines and regions were essentially flat or experienced only a moderate rise in pricing.

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