A New Jersey woman has been charged with falsifying an automobile insurance application in order to obtain coverage at a lower cost.

According to the New Jersey Department of Insurance, Ana Carmona, 56, was charged with insurance fraud (2nd degree) and attempted theft by deception (3rd degree).

The indictment alleges that in 2003, Carmona went to an insurance agency and submitted an application for an automobile insurance policy. During the application process, she was asked whether or not there were other licensed drivers in the household and if any of their licenses had been suspended. Carmona allegedly answered that there were no other licensed drivers at her home and falsely stated to the insurance agent that her children, who had drivers' licenses, did not live with her. An investigation determined that, at the time she submitted the application, Carmona had three children possessing drivers' licenses at her home, two of whom allegedly had their licenses suspended.

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