Claims News Service, Dec. 1, 1:47 p.m. EST — Kemper Auto andHome is offering its Personal Property Analyzer online at nocharge. The contents estimator can help determine the adequacy ofinsurance coverage on consumers' personal possessions. Theestimator is available to all visitors and requires noidentity-disclosing information or obligation.

The need for the Personal Property Analyzer stems from theincrease in severe claims situations where people did not haveenough contents limits to adequately cover their possessions. Asignificant increase in the value of home electronics, such asmultiple computers and big screen TVs, has been cited as a reason.However, most insurance coverage levels have stayed the same. Theanalyzer consists of a questionnaire that, when completed,documents a person's home and each room's contents. The calculatorproduces a table that compares the current level of insuranceversus the adjusted level at which their possessions would bebetter covered. More information is available

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