Claims News Service, Nov. 17, 1:51 p.m. EST — Minor headinjuries are the top reason claims are filed on Colonial Life &Accident Insurance Company accident policies, according to thecompany. Of the nearly 74,000 accident claims Colonial received in2004, more than 8,300 were for a superficial head injury such as acut, bump, or scrape.

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The top 10 injuries resulting in an accident claim include:

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Superficial head injury 11.3%

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Ankle sprain or strain 3.6%

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Neck sprain or strain 3.3%

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General trauma 3.0%

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Open wound 2.6%

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General joint pain 2.4%

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Finger wound 2.4%

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Back sprain or strain 2.2%

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Broken forearm 2.1%

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Lower back pain 2.0%

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Most accident victims who file a claim hurt themselves at homeor at play, not while driving or riding in a car, Colonial reports.“Almost all the top 10 diagnoses are the result of an injury thatoccurred off the job and do not involve a motor vehicle accident,”says Mike Glover, the company's vice president of claims.

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More information is available at www.coloniallife.com.

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