Fraudulent insurance claims can be difficult to analyze.Determining whether a vehicle has been damaged by hail orintentionally dented or scratched, however, requires only astraightforward inspection, some basic facts about hail and weatherconditions, and a good camera.
The process demands a basic understanding of the characteristicsof hail. Hailstones vary in size, shape, and hardness. Generally,the larger their size, the fewer the hailstones and the fartherapart they fall. More than 60 percent of hailstones are relativelysmooth and nearly spherical; however, sometimes hailstones arejagged or even elliptical in shape. Hardness also is a key factor,as harder hailstones offer a greater ability to damage vehiclepanels.
Typically, wind-driven hailstones impact everything that isunsheltered in a random pattern. Surfaces facing the wind willincur greater impacts than those on the leeward side. The leewardsurfaces are effectively sheltered and suffer only glancingblows.
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