Can faulty workmanship be considered an occurrence covered under a commercial general liability policy? According to a ruling by the Supreme Court in South Carolina in regard to the case L-J, Inc. v. Bituminous Fire and Marine Insurance, the answer is no.

Bituminous Fire and Marine Insurance sought judgment as to whether a CGL policy issued to L-J covered damage caused by faulty workmanship on a road construction project. Specifically, the case alleged that an inadequately compacted road base resulted in the deterioration of pavement in a subdivision several years after completion.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.


  • All news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including and

Already have an account?



Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including, and
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2022 ALM Global, LLC. All Rights Reserved.