After falling asleep at the wheel, Matthew Alther, ofHarrisonburg, Va., discovered that the best time to buy fullinsurance coverage for a vehicle is before a crash, not after.While driving to work around 3 a.m., Alther dozed off, drifted offthe highway, and struck a guard rail, the Virginia State Policereported. Because the insurance coverage on his vehicle was forliability only and the repairs to his car would not be covered, hetelephoned his insurance company soon after 9 a.m. to obtain aquote to add full coverage. Approximately an hour after gainingfull coverage, Alther called the insurance company back to submit aclaim for the damage to his vehicle, according to the policedepartment.

Alther was arrested and charged with Attempting to Obtain Moneyunder False Pretense. He pled guilty, and his fines and court coststotaled $1,172. Alther also was sentenced to 60 days in jail,suspended, and one year unsupervised probation.

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