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As an independent adjuster in the state of Florida, the bioaerosol and mold claims that I have reviewed and handled have led me to believe that there is a need for further discussion and understanding of the issue. Florida, like other states, is experiencing a mold explosion. Like Texas and California, it seems that Florida is becoming a significant battleground for bioaerosol-related claims, a situation exacerbated by Florida’s sub-tropical environment.

As the problem grows, insurance companies and independents are scrambling to understand the new discipline. A number of different mold certifications are floating around of which the claim community is taking advantage. This is a good sign, and we can add this to the diverse experience and training that we must posses in order to survive in the world of claims.

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