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When I first came to the staff of The FC&S Bulletins, I was introduced to a number of insurance contract (policy) interpretative principles that underlie the basis of situational analysis for us here. Things such as, “Policy coverage agreements are broadly construed and policy exclusions are narrowly construed,” and, “An ambiguity that can be read into the policy will be resolved in favor of the insured.” And ejusdem generis — a favorite of former FC&S editor Eugene Wolters (my old boss) — that said (from the hoary and revered Black’s Law Dictionary Special Deluxe Fifth Edition), “of the same kind, class, or nature.”


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