The Supreme Court of South Carolina has issued its decision in Progressive Casualty Ins. v. Leachman, which questioned Progressive’s use of UIM selection forms. The court found that such forms constituted meaningful offers and that, in making such an offer, it is sufficient for an insurer to offer an insured all of the coverage amounts an insurer is authorized to sell.

Leachman was seriously injured when he was hit by an automobile while taking a walk. In addition to UIM coverage, for which Progressive paid $100,000, he also sought additional coverage up to the amount of his liability coverage.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.


  • All news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including and

Already have an account?



Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including, and
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2022 ALM Global, LLC. All Rights Reserved.