The Supreme Court of South Carolina has issued its decision in Progressive Casualty Ins. v. Leachman, which questioned Progressive’s use of UIM selection forms. The court found that such forms constituted meaningful offers and that, in making such an offer, it is sufficient for an insurer to offer an insured all of the coverage amounts an insurer is authorized to sell.

Leachman was seriously injured when he was hit by an automobile while taking a walk. In addition to UIM coverage, for which Progressive paid $100,000, he also sought additional coverage up to the amount of his liability coverage.

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