How many times has a claim file landed on the desk of anadjuster or defense attorney with little more than one or two moldtest reports and a huge bill for remediation that already has beencompleted? How does the adjuster or defense attorney evaluate thevalidity of the mold claim or the remediation costs?

When claimants are demanding immediate action, how does anadjuster or attorney properly handle potential mold claims that mayinvolve responsible third parties in order to preserve third-partyclaims that may eventually end up on the desk of other adjusters orattorneys?

Although the weight of scientific evidence is against most majorpersonal injury claims, the effects of mold on allergies, asthma,and infections in medically fragile individuals are well known anddocumented. In addition, the public perception of mold as a healthrisk has greatly increased the potential cost of any water lossclaim. Therefore, proper handling of actual or potential moldclaims is crucial to avoid allegations of bad faith and to preservepossible claims against third parties.