How many times has a claim file landed on the desk of an adjuster or defense attorney with little more than one or two mold test reports and a huge bill for remediation that already has been completed? How does the adjuster or defense attorney evaluate the validity of the mold claim or the remediation costs?
When claimants are demanding immediate action, how does an adjuster or attorney properly handle potential mold claims that may involve responsible third parties in order to preserve third-party claims that may eventually end up on the desk of other adjusters or attorneys?
Although the weight of scientific evidence is against most major personal injury claims, the effects of mold on allergies, asthma, and infections in medically fragile individuals are well known and documented. In addition, the public perception of mold as a health risk has greatly increased the potential cost of any water loss claim. Therefore, proper handling of actual or potential mold claims is crucial to avoid allegations of bad faith and to preserve possible claims against third parties.
Recommended For You
Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader
Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
- Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
Already have an account? Sign In Now
© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.
