A number of consumer protection bills supported by California's insurance commissioner have passed through their respective policy committees.

"Two years ago, when I took office, I vowed to create the best consumer protection agency in the nation," said Commissioner John Garamendi. "I applaud the authors of these bills and the legislature for passing a variety of measures that will protect the rights of consumers and expand the opportunity to purchase and keep their insurance."

In particular, Garamendi targeted what he called insurers' unfair "use it and lose it" practices. "We all pay insurance companies to cover losses in case our homes are damaged or destroyed," Garamendi said. "So why are insurers penalizing us for using the very coverage we bought? It is a reprehensible practice, and I will see that these costly and discriminatory claim games are stopped."

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