Fashionistas exist not only on the Paris runways and in the pages of Vogue; even risk management has its fashionistas. For example, it is fashionable to say that risk managers who are “merely” insurance buyers will quickly become professional dinosaurs. Maybe so.

In the real world, however, not every risk manager spends his spare time setting up captives or dabbling in enterprise risk management. (Enterprise risk management sounds like something that might be practiced on Star Trek. CPCU exam question: If crew members tease Dr. Spock about his pointy ears, is Captain Kirk liable under his employment practice liability policy?)

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