Washington–The Supreme Court decision this week to review a sexdiscrimination case points up the fact that general businessinsurance doesn't protect companies against such claims, anindustry economist said.

Robert P. Hartwig, chief economist at the Insurance InformationInstitute, said the litigation underscores the point thatcorporations sometimes mistakenly assume that their commercialgeneral liability policy will provide coverage for discriminationor, more generally, employee practices liability.

But in most cases that is not true, he said. The commercialgeneral liability coverage "is not going to cover you for liabilityyou have for employees," Mr. Hartwig said.

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