An avian flu pandemic could lead to claims against a number of insurance lines, but it is questionable whether carriers would be liable for much coverage, experts at an industry conference call said today.

Workers' compensation, business interruption and pollution exposure policies could come into play should a pandemic break out, according to speakers during a teleconference by Marsh & McLennan Companies insurance services firm.

Executives with MMC said planning, prevention and quarantine are the primary measures officials would use to combat the spread of the disease, and businesses need to plan for such a scenario.

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