Paddlesports Industry Tries Captive Route Risky self-insurance waters reveal lessons for future captive development

Insurance executives take pride in pointing out that the product they provide is a major contributor to the nation's economic health, enabling businesses and individuals to rebound from a loss and resume being productive contributors to society.

However, as important as insurance is to protecting the nations economy, it can also act like an anchor on growth when premiums begin to drag on revenues. That is the dilemma faced by recreational outfits that provide tourists access to the nation's rivers for camping and rafting activities.

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