No Softening Likely For Whitewater Risks Few insurers are game to cover river adventures, and premiums keep rising

With the waning chill of winter receding into memory for another season, vacationers and hobbyists are beginning to look forward to another summer that inevitably brings thousands of enthusiasts in touch with the great outdoors.

Each season, vacationers visit the millions of acres of national, state and local parks throughout the country. According to figures from the National Park Service, more than 266 million people visited the National Parks system in 2003. Campers, hikers and paddlers look to the wilderness to escape the mundane and maybe find a little adventure during the spring and summer.

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