No Softening Likely For Whitewater RisksFew insurers are game to cover river adventures, andpremiums keep rising

With the waning chill of winter receding into memory for anotherseason, vacationers and hobbyists are beginning to look forward toanother summer that inevitably brings thousands of enthusiasts intouch with the great outdoors.

Each season, vacationers visit the millions of acres ofnational, state and local parks throughout the country. Accordingto figures from the National Park Service, more than 266 millionpeople visited the National Parks system in 2003. Campers, hikersand paddlers look to the wilderness to escape the mundane andmaybe find a little adventure during the spring and summer.

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