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The insurance industry has yet to find calm financial waters in the aftermath of Hurricane Katrina as companies continue to adjust losses and rating agencies try to understand the future health of the individual players.

Chapel Hill, N.C.-based James River Group Inc. increased its loss range estimate from $2-to-$2.6 million to $14-to-$16 million, or $1 to $1.18 per diluted share, net of reinsurance and including reinsurance reinstatements, the company said.

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