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At the urging of a local attorney noted for his litigation against the tobacco industry, Mississippi’s attorney general said he would examine the flood exclusions in homeowners insurance policies to determine their legitimacy.

The Wall Street Journal reported that Attorney General Jim Hood would review the exclusions to determine if there is anything “unconscionable” in the forms. The action came after Mississippi attorney Richard Scruggs, who was a prime mover in the multibillion-dollar class action settlement with the tobacco industry, and a brother-in-law of Sen. Trent Lott, R-Miss., called on the evaluation of the exclusions in the interest of public-policy.

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