Property-casualty trade associations are urging the NationalAssociation of Insurance Commissioners to hold off on creating anymodel law regulating insurers' use of claims history databases.

Marsha Harrison, regulatory affairs counsel for the NationalAssociation of Mutual Insurance Companies, said such a model lawwould be irrelevant.

"Most jurisdictions have already deliberated over the issue andcreation of a model law by the NAIC at this point would beirrelevant," Ms. Harrison said.

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