Regulators in New Jersey said they have begun examining a pile of documents this week to determine if the Republican candidate for governor, Douglas R. Forrester, violated laws against insurer campaign contributions.

Mr. Forrester has a 51 percent interest in a Washington, D.C.-based captive insurer==Heartland Fidelity Inc.==and the company contends that because it is not located in New Jersey, it is not subject to state law against regulated businesses giving funds to campaigns.

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