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Insurance adjusters seeking to survey the damage in states devastated by Hurricane Katrina were kept at bay by flood waters and blocked roads in many areas today, insurers said.

Meanwhile, the Boston-based AIR Worldwide catastrophe modeling firm refined its estimate of Katrina’s damage and said the storm could cost the insurance industry between $17 billion and $25 billion. Yesterday, the company put the number at from $12 billion to $26 billion.

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