Orlando,Fla.-The nation's workers' compensation systems facefuture multibillion-dollar impacts from returning veterans, obeseworkers and a variety of chemicals, substances and disorders,experts told an industry conference here today.

The forecasts were made at the 60th Annual Workers' CompensationEducational Conference, a partnership of the Florida Workers'Compensation Institute and The National Underwriter Company.

Speaking at a panel on challenges to the comp insurancebusiness, Robert P. Hartwig, senior vice president and chiefeconomist with the Insurance Information Institute in New York,warned that the industry must be ready for the return ofbattle-scarred servicemen and women to the workplace.

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