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The Reinsurance Association of America trade group reported today that the U.S. reinsurance sector in 2004 was unprofitable, posting a 105.5 combined ratio.

The Washington, D.C.-based group’s report aggregated underwriting results from 40 U.S.-based reinsurers. In all, these companies reported 2004 net premiums written of $30.1 billion, premiums earned of $29.8 billion, loss and loss adjustment expenses of $23.4 billion, commission and broker expenses of $5.9 billion, and other underwriting expenses of $2.2 billion.

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