Only three states remain without laws to combat insurance fraudas efforts to attack such scams are intensifying, according to aNational Association of Mutual Insurance Companies study releasedthis week.

"Clearly the impetus for addressing the problem of insurancefraud continues to build steam at the state level," said KenMarshall, state affairs manager for NAMIC and author of an IssueBrief on the topic published this week.

In 1993, the Coalition Against Insurance Fraud developed a setof model laws that included felony classification, anti-insurancefraud plans, and the creation of insurance fraud bureaus.

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