Changing Laws, Changing Times

The drive to cut down on the number of drunk-driving incidents along with smoking in public places has taken its toll on the bar and tavern industryand the carriers who insure themto varying degrees.

David Price, executive vice president and chief underwriting officer for Burns & Wilcox, a wholesale broker and MGA based in Farmington Hills, Mich., said that many states hold bars liable under common law.

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