Not As Easy As A-B-C
With their personal assets on the line, A-Side policies offer broad protection for directors and officers, but not everyone understands how the policies work, or exactly what situations they respond to, according to a coverage attorney.
"So many people talk about it, but too few people really understand the exposure that creates the need for coverage," said Dan Bailey, a member of the Columbus, Ohio-based law firm Bailey Cavalieri. Mr. Bailey was speaking in New York to an audience of insurers and brokers at the D&O Symposium of the Minneapolis-based Professional Liability Underwriting Society earlier this year.
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