Can RRGs, Captives Save Nursing Homes?

When physicians in the 1970s were experiencing dramatic,unprecedented increases in medical malpractice premiums and mostcouldn't find affordable professional liability insurance toprotect their practices, they didn't give up. They started theirown insurance companies–most of which were launched as reciprocalinsurers.

As a result, nearly 30 years later, about 60 percent of allphysicians in the United States are insured through physician-ownedinsurance companies.

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