Can RRGs, Captives Save Nursing Homes?
When physicians in the 1970s were experiencing dramatic, unprecedented increases in medical malpractice premiums and most couldn't find affordable professional liability insurance to protect their practices, they didn't give up. They started their own insurance companies–most of which were launched as reciprocal insurers.
As a result, nearly 30 years later, about 60 percent of all physicians in the United States are insured through physician-owned insurance companies.
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