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Home-Businesses Go Bare

The majority of home-based businesses do not have insurance to cover their commercial exposures, and a significant number dont even understand why they need such coverage, a survey by an independent agent group has revealed.

Fifty-eight percent of home-based businesses do not have business insurance, and of that number, 87 percent do not even understand the reasons for purchasing such coverage, according to the survey, commissioned by the Alexandria, Va.-based Independent Insurance Agents & Brokers of America.

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