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The Market Will Remain Hard For Majority Of Buyers

There has been talk about how the commercial insurance market is “softening” as improved underwriting results and insurer bottom lines leave more negotiating room on rates, terms and conditions.

However, as National Underwriters “State of the Market Survey” reveals this week, in the minds of agents, brokers and large corporate insurance buyers, there is a huge difference between a “softening” and a “soft” market. A soft market is characterized by widespread rate reductions and expansions of coverage. That characterization certainly doesnt describe the current marketand it wont anytime in the near future.

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