Research Confirms Value of Credit Scoring

Insurers have long searched for that “perfect” rating factor–the piece of information about a particular consumer that will allow underwriters to quickly, cost-effectively and accurately assess the risk that a consumer presents. Of course, there is no “silver bullet,” no one variable that can predict with 100 percent accuracy whether a policyholder will file a claim. An accurate assessment of risk requires a combination of several risk factors.

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