Insurers Should Get The Facts On Urban Markets

One of the classic knocks against insurance companies is that they have been blind to the opportunities present in inner-city markets. Charges of “redlining” have been leveled against selected carriers over the years, lawsuits have been filed, and some settlements reached that impose demands on carriers to be more aggressive, open-minded and flexible in urban areas.

One theory cited by critics to explain the reluctance on the part of some insurers to write in inner cities is that they are simply ignorant of the opportunities, suggesting that looking at the facts would encourage carriers to do more business in urban areas.

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