Program Business Gets Leaner
The once thriving insurance program business is leaner and has hopefully purged its "meaner" side, noted a cross-section of insurers, managing general agents and reinsurance intermediaries in the program niche.
Although program business failures and disappointments share many of the woes that have plagued the entire property-casualty insurance market–the prior soft-pricing environment, investment income dry-up, higher-than-expected losses, and reinsurance quality and availability problems–the wounds in the program sector run deeper.
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