Skill, Horse Sense Needed For InsuringRacehorses

To be successful insuring racehorses, underwriters and brokersneed a lot more than knowledge of the insurance industry. They alsoneed to know about veterinary science, breeding and owningthoroughbreds. And they need a dose of old-fashioned “horsesense.”

Richard Hoffberger, president of Hoffberger Insurance Group inBaltimore, Md., is a good example.

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