To Care and Control–Or Not
I told you the commercial general liability policys care,custody or control exclusion was tricky. (See NU, June 2,“Pet Sitting Near a Vets Office: Is This Really aProfessional Activity?”) Lets see if we can get it to do sometricks for us now.
In that previous article (which appeared on page 27), weexplored whether a pet-sitting sideline run out of a vets office,but not necessarily by the vet, was a CGL or a professionalliability exposure. We came down on the side of the CGL form, butwith the caveat that the care, custody and control exclusion mightplay a role in assessing coverage at the time of loss.
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