Louisiana Tackles Homeowners ‘Crisis’ If you are looking to purchase homeowners insurance, Louisiana is probably one of the last places you would want to be.

At $714, the Bayou State’s average homeowners premium is the second-highest in the country behind Texas, and nearly 50 percent higher than the national average of $487, according to figures from the National Association of Insurance Commissioners. Further, carriers have also been leaving the state in droves, with the number of companies actively writing homeowners insurance in the state dwindling to below 20 from more than 100 during the past decade.

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