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Agents Protect Clients, And Themselves, With EPLI Offers With insurance premiums continuing to spiral upward, the last thing clients may want to hear is that they need to add another kind of insurance to cover their businesses. But the rising frequency of employment litigation and the need for agents to protect themselves from errors and omissions claims make it mandatory for even the smallest business to have, according to agents who deal with employment practices liability insurance.

Most commercial clients have at least two lines of insurance–workers compensation and general liability–and believe that is all the coverage they need, explained Scott Hauge, president of CAL Insurance & Associates, an agency in San Francisco, Calif., talking about middle market clients.

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