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Captives For Rent: Protected Cell Use Rising Fast By now we all have heard stories about insurance buyers whose premiums have risen so dramatically that despite a minimum of losses and a good balance sheet, they can no longer afford to invest in a traditional insurance programeven though they have a self insured retention or deductible plan.

As the insurance markets continue to struggle with capacity and affordability issues for policyholders, many are turning to the alternative market for their solution. For many, the quest results in establishing a captive for their risks.

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