SARS Excluded From Event Policies Exclusions for damages caused by Severe Acute Respiratory Syndrome are now common in event cancellation polcies, but have yet to be seen in other lines of coverage, according to insurance brokers and consultants.

Scott Brady, a director for Aon Corp. in New York, said that all insurers writing event cancellation coverage for his clients are excluding SARS.

"Event cancellation is a 'force majeure' type of policy, which means anything beyond the control of the owners or promoters of the event would normally be covered," Mr. Brady explained. So the only way to avoid SARS-related claims would be to specifically exclude them, he noted.

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