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Credit Scoring Survival May Depend On Impact, Not Validity

Insurance, in its purest form, is a numbers game. The more numbers insurers have at their disposal, the more likely they are to accurately assess an exposure, and to price it properly if they choose to accept the risk at all.

However, the quantitative nature of insurance often clashes with the more qualitative world of politics. The use of credit scoring in the underwriting and rating process is a prime example.

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