Captives: To Have or Have Not Captive insurance companies have long been to risk management what exotic sports cars are to automobile dealerships. A lot more people kick the tires than actually buy.
Whether an insured company should remain a tire-kicker or drive out of the showroom in a shiny new captive can be a gut-wrenching decision.
Many organizations struggling to find affordable coverage in the current hard market are being forced to confront the question of whether or not to start captives. Fortunately, there are specialists in captive requirements and formation willing to offer guidance and specialized expertise.
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