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Getting The Stamp Of Approval In Surplus Lines For the inexperienced independent agent, venturing into the surplus lines market may seem like a dreaded experience, especially for those making deep forays into the excess and surplus market as a result of the hard market.

In most cases, there are few rate or form regulations on surplus lines policies, most states have no guaranty fund, and unless the agent has really done his or her homework, the agent may be uncertain about the quality of the carrier.

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