CGL Or Garage Form For Garage Owners? An insured that operates a garage usually buys a garage coverage form in order to cover liability risk exposures.

Some may wonder, though, if these liability exposures can be insured against simply by using a commercial general liability coverage form instead.

After all, both the CGL form and the garage policy agree to pay the sums that the insured becomes legally obligated to pay as damages because of bodily injury or property damage.

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