Despite Rising Premiums, Insurers Still Bleeding Surplus
With a 104.9 combined ratio in the books through nine months, the property-casualty insurance industry is on track to report its best underwriting result in four years for 2002.
But the holiday cheer that the Insurance Services Office Inc. and the National Association of Independent Insurers delivered in an industry earnings report a week before Christmas was bundled in a sack with more than a few lumps of coal.
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